Payload body
The HTTP message payload body is the information ("payload") part of the data that is sent in the HTTP Message Body (if any), prior to transfer encoding being applied. If transfer encoding is not used, the payload body and message body are the same!
For example, in this response the message body contains only the payload body: "Mozilla Developer Network":
http
HTTP/1.1 200 OK
Content-Type: text/plain
Mozilla Developer Network
By contrast, the below response uses transfer encoding to encode the payload body into chunks. The payload body (information) sent is still "Mozilla Developer Network", but the message body includes additional data to separate the chunks:
http
HTTP/1.1 200 OK
Content-Type: text/plain
Transfer-Encoding: chunked
7\r\n
Mozilla\r\n
9\r\n
Developer\r\n
7\r\n
Network\r\n
0\r\n
\r\n
For more information see RFC 7230, section 3.3: Message Body and RFC 7230, section 3.3.1: Transfer-Encoding.